Singapore Mortgage Calculator

Calculate your monthly payments, interest costs, and loan affordability based on Singapore property financing rules.

Loan Details

Enter your property and loan information

Property Type

75% LTV (5% min cash) for tenure up to 25 years

55% LTV (10% min cash) for tenure 26-30 years

Property Price

Loan Tenure (years)

Min: 5 years, Max: 30 years

Down Payment (%)$200,000.00

Min 25%Loan: $600,000.00

Interest Rate (% p.a.)

Monthly Payment

$3,003.74

per month for 25 years

Loan Amount

$600,000.00

LTV: 75%

Down Payment

$200,000.00

25% of price

Min Cash Required

$40,000.00

5% of property price

Total Interest

$301,122.43

Payment Breakdown

Principal$600,000.00

Interest$301,122.43

Total Payment$901,122.43

Estimated Mortgage Rates

SORA rates sourced live from MAS — updated each business day

HDB Loan

2.6% p.a.

CPF OA Rate (2.5%) + 0.1%

Bank Loan (Est.)

Based on 1M Compounded SORA — indicative only

Bank Rate Comparison

Indicative only

Bank	2Y Fixed	3Y Fixed	Floating	Lock-in
DBS DBS				2, 3 or 5 yrs
OCBC OCBC				2, 3 or 5 yrs
UOB UOB				2-3 yrs
SCB Standard Chartered				2-3 yrs
Maybank Maybank				2-3 yrs
CIMB CIMB				2-3 yrs

DBS

2Y Fixed

3Y Fixed

Floating

OCBC

Best Rate

2Y Fixed

3Y Fixed

Floating

UOB

2Y Fixed

3Y Fixed

Floating

SCB

Standard Chartered

2Y Fixed

3Y Fixed

Floating

Maybank

2Y Fixed

3Y Fixed

Floating

CIMB

2Y Fixed

3Y Fixed

Floating

* Rates are indicative and subject to change. Contact us for the latest promotional rates.

1M SORA:

| 3M SORA:

| CPF OA: 2.5% p.a.

View latest SORA rates on MAS