Equity Loan Calculator

Calculate how much equity you can unlock from your property

Property Details

Enter your property information for valuation

Applicant Type

Single75% of equityJoint45% of equity

Property Type

HDBEC/CondoLanded

Private Property Data Lookup (URA)

Project Name

Street Name (Optional)

Floor Area

Used to estimate valuation based on avg price per sqm

Floor Level (Optional)

Filters transactions by floor range for a more accurate valuation

Estimated Property Value ($)

You can manually adjust the estimated valuation

Outstanding Mortgage

I know my balanceCalculate for me

Remaining Loan Balance ($)

Equity Loan Terms

Interest Rate (%)

Loan Tenure (years)

Equity Loan Results

Estimated Valuation

$1,500,000.00

Outstanding Loan

$500,000.00

Gross Equity

$1,000,000.00

Valuation - Outstanding Loan

Available Equity (75%)

$750,000.00

Maximum Equity Loan

$750,000.00

Est. Monthly Payment (4% over 10 years)

$7,593.39

Estimated Mortgage Rates

SORA rates sourced live from MAS — updated each business day

HDB Loan

2.6% p.a.

CPF OA Rate (2.5%) + 0.1%

Bank Loan (Est.)

Based on 1M Compounded SORA — indicative only

Bank Rate Comparison

Indicative only

Bank	2Y Fixed	3Y Fixed	Floating	Lock-in
DBS DBS				2, 3 or 5 yrs
OCBC OCBC				2, 3 or 5 yrs
UOB UOB				2-3 yrs
SCB Standard Chartered				2-3 yrs
Maybank Maybank				2-3 yrs
CIMB CIMB				2-3 yrs

DBS

2Y Fixed

3Y Fixed

Floating

OCBC

Best Rate

2Y Fixed

3Y Fixed

Floating

UOB

2Y Fixed

3Y Fixed

Floating

SCB

Standard Chartered

2Y Fixed

3Y Fixed

Floating

Maybank

2Y Fixed

3Y Fixed

Floating

CIMB

2Y Fixed

3Y Fixed

Floating

* Rates are indicative and subject to change. Contact us for the latest promotional rates.

1M SORA:

| 3M SORA:

| CPF OA: 2.5% p.a.

View latest SORA rates on MAS